About Us

The National Petroleum Energy Credit Association, Inc was founded in 1935 by a distinguished group of Petroleum Industry Credit Executives at the Blackstone Hotel in Fort Worth, Texas. It was incorporated as the Southwest Petroleum Credit Association, (SWPCA). In year 2001 the Payments (Retail) Risk Managers joined SWPCA for it's Annual Conference in Santa Fe, NM and the name of the association was changed to National Petroleum Energy Credit Association (NPECA) to reflect the now national coverage of the industry and membership. 
The combined efforts of both of these groups became a powerful resource in the development of programs, information and knowledge for risk assessment and treatment within each member's work related duties as well as a source of invaluable contacts throughout the year between conferences. Over the decades these men and women built a legacy from a loose fellowship that grew into the present active National Petroleum Energy Credit Association (NPECA) representing approximately 350 Treasury and Risk Management members working to protect approximately 110 companies from financial loss from credit risk to credit card loss at the pump in the Petroleum and Energy Industry throughout the United States.

Each April an Annual Conference is held in the United States generally in warmer climates across the southern half of the U.S. during the month of April.

During each Annual Conference we operate two distinct educational tracks; Credit Risk and Payments Risk. The Credit Risk track is attended by Directors of Credit, Credit Managers and Financial Credit Analysts. The Payments Risk track is attended by Credit Card Managers and Financial Analysts responsible for credit card fraud and risk at the pump (Convenience Stores and other retail outlets).

For the benefit of all members, it is appropriate to state Antitrust conditions under which meetings are held.

In no event shall the credit group participate in or give consideration to any activity, plan, understanding, or arrangement of any type or character which would restrict or interfere in any manner with the exercise of free and independent judgment by the members in the management and operation of their respective business. Nothing contained in the Bylaws shall authorize or empower the group to perform or engage in any acts or practices prohibited by law, and in particular, the anti-trust laws.

It should be noted that this provision applies to all discussions, both those within our formal meeting sessions and any private discussions among members outside these meeting sessions.

Our meeting discussions are for the benefit of members and are intended for the education of members. We hope that the tradition of free and open discussion will always be maintained by the members. It should, however, be remembered that certain areas must be avoided in our discussions:

  1. We DO NOT discuss prices, past, present, or future. We DO Not discuss credit terms, or any other terms or conditions of a sale.
  2. We DO NOT discuss past transactions. In addition, future plans, policies, or terms which may be under consideration should not be discussed. Our discussions of credit policies, practices and business conditions must be general in nature.
  3. Discussions of a particular company or group are avoided.

No agreements or understandings of any type are made or discussed as to specific terms and policies for specific customers, merchants, a company, or for a group of companies, or the industries as a whole.

Mike Brittain, CAE, Executive Director
1302 Clayton Nolen Drive
Horseshoe Bay, TX 78657